How fast your athlete is
Programs recruit against the marks they already have on the roster. One honest PR tells you more than a list of dream schools.
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If nobody in your family has done this before, read this first. It takes a few minutes and it is free.
Programs recruit against the marks they already have on the roster. One honest PR tells you more than a list of dream schools.
A team that just signed four distance runners may not need a fifth, however fast your athlete is. That is roster need, and only the coach knows it.
The published sticker price is almost never what a family pays. What matters is net price after aid, and athletics aid is usually a small part of it.
A division is who governs the school's sports, not how good it is. What changes between them is the aid a coach can offer.
Division I aid is school- and roster-specific. A program ranking or coach conversation is not an offer.
Participating Division I institutions follow the House-settlement roster limits and benefits rules. A nonparticipating institution may generally provide athletics aid up to the equivalent value allowed under the 2024–25 rules without taking on those settlement obligations. Participation can change by academic year, and this planner does not assign a school-specific status. Confirm the current structure, team funding, and available amount with the athletics compliance office and coach.
NCAA House-settlement implementation Q&A — updated May 2026Division II uses a partial-scholarship model, and coaches may divide team equivalencies among multiple athletes.
The NCAA Division II maximum is 12.6 scholarship equivalencies for the men's program and 12.6 for the women's. Each figure covers cross country, indoor track, and outdoor track together, not each separately. Actual funding and distribution vary by school, roster needs, event group, and year.
NCAA Division II athletics scholarshipsDivision III schools do not award athletics scholarships, but merit- and need-based aid may still make the school affordable.
Treat coach interest and financial aid as separate decisions. Use the school net-price calculator, ask admissions about merit aid, and compare the final financial-aid offer after admission.
NCAA Division III financial-aid guidanceNAIA schools determine individual aid packages within association and institutional rules.
Athletics aid may be combined with academic and other aid when institutional rules allow. The coach and financial-aid office must confirm the amount, what it covers, and renewal conditions.
NAIA financial-aid guidanceNone of this tells you what a particular coach will offer your athlete. It tells you what is possible at that level, which is what you need before the conversation.
These appear throughout the finder. The plain version is first; the exact definition the tool uses is underneath it.
Every other label the finder uses is defined on the methodology page.
Colleges publish a cost of attendance, and almost nobody pays it. What a family actually pays is the net price: cost of attendance minus grants and scholarships that do not have to be repaid.
Every college is required to publish a net-price calculator, and its estimate for your family is worth more than any average. Loans and work-study are not gift aid, so they do not reduce what college costs you.
For most families, academic and need-based aid is the larger number. Athletics aid is real, but at most levels it is a partial award on top of the rest.
The ranking-backed finder is on a public release hold while Aspire verifies written source clearance. The scholarship and college-cost planner remains available and does not use those rankings.